Privacy

What the Chrome extension reads

Nothing, until you click the Settle Link button. Then it reads the chat open in that one tab: the messages already loaded on the page, who sent each one, and the chat's name. If you selected text first, it reads only your selection. It doesn't scroll, open other chats, read other tabs or run in the background.

You see what it read before anything is sent. When you choose “Put the buyer's link in the reply box”, it types that one line into the chat's reply box. It never presses Send and never sends messages for you.

What is sent to Settle Link

When you make a deal link (on the website or from the extension), the chat messages, the seller's name and the seller's PayPal country are sent to the Settle Link server. The server keeps them as the deal record, so the buyer and seller see the same deal card with the messages it came from. Each step of the deal (confirmations, payment checks, shipping checks, disputes) adds a receipt to that record.

Before any AI sees the chat, names, emails, phone numbers, street addresses, and card and bank numbers are removed, and prices, dates, links and postcodes become placeholders. The scam warning check runs on Settle Link's own server.

To read the deal card, a redacted copy of the chat (the text after those removals, with the placeholders) is sent to Groq's API, where an AI model points at which placeholder is the price, which message names the item and what the seller said about it. It never sees the real prices, dates, links, names or contact details. Groq's own page says it doesn't keep inference data by default, but may keep logs for up to 30 days for reliability and abuse monitoring: Groq: your data. A server running Settle Link can turn this off with SETTLE_READER=off; the card is then read by Settle Link's own code only.

When the buyer pays, PayPal receives the order: the item, the price and the seller's PayPal account. Payment, buyer details and disputes are handled by PayPal under PayPal's own privacy statement.

What stays on your device

The extension keeps your name, your PayPal country and the deals you made in this browser (the chat's name, the date and the two deal links) in Chrome's storage on this device. It's never synced or sent anywhere else. Removing the extension deletes it.

Each deal link remembers the first device that opened it, so the link only works there.

What we don't do

• No selling or renting of data, no advertising, no tracking or analytics.
• No use of chat data to decide credit or lending.
• No access to chats you didn't click on.

Contact and deletion

To ask for a deal record to be deleted, open an issue at github.com/mohdfaizankhan01/settle with the deal's ID (the part of the link after /d/, never the part after #).